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XRP

XRP is a native digital asset created in 2012 by Ripple Labs and is designed for global payments. XRP is a faster, less expensive, and greener alternative to Bitcoin

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Ensuring That Our Digital Future Is a Sustainable One

The economic shutdown carries with it some surprising—and welcome—reverberations beyond just the stock market. Case in point: the resulting environmental impact.  The world is bearing witness to massive reductions across nearly every energy sector imaginable. At the height of the pandemic-induced economic shutdown, countries under full lockdown experienced an average 25% decline in energy demand […]

How Bitcoin’s Limitations Inspired the XRP Ledger

The latest episode of Block Stars is the first of a two-part conversation between current Ripple CTO, David Schwartz and former Ripple CTO and current CEO of Coil, Stefan Thomas. David and Stefan first met at Ripple after Stefan was hired based on his previous work bringing Bitcoin to web browsers. “My claim to fame […]

What’s at Stake for the U.S. When It Comes to Digital Asset Regulation

Our last post discussed the importance of smart digital asset regulation and why the U.S. is falling dangerously behind. We are encouraged that some U.S. agencies are acknowledging and welcoming the benefits of this new technology to consumers including the U.S. Consumer Financial Protection Bureau (CFPB) and banks like the U.S. Office of the Comptroller […]

Q2 2020 XRP Markets Report

Ripple publishes the quarterly XRP Markets Report to voluntarily provide transparency and regular updates on the company’s views on the state of the XRP market, including quarterly programmatic and institutional sales updates, relevant XRP-related announcements, such as Xpring and RippleNet partnerships, and commentary on previous quarter market developments.  As an XRP holder, Ripple believes proactive […]

How the U.S. Can Pave the Way for Global Digital Asset Regulation—and Why It Should

Change is brewing in the world of digital assets—and most of it is encouraging. Recent news and developments this past year signal that the industry is maturing—with sophisticated financial institutions, central banks and global standard setting bodies all leaning into the discussion. This bodes well for smart and transparent digital asset regulation being adopted around […]

The Role of Digital Assets in a Post-COVID World

Ripple CTO David Schwartz continues to explore the wider world of blockchain and digital assets on the Block Stars podcast. In the latest episode, he talks with Professor of Economics and Political Science at the University of California, Berkeley, Barry Eichengreen, about the current state of the global economy and where digital assets fit in […]

How UBRI Supports Critical New Research into Blockchain Anonymity

By its decentralized nature, a blockchain is extremely difficult to hack. That does not mean that digital assets and wallets built on the technology are invulnerable, which is why the organizations behind them spend so much time thinking about security. However, according to Stefanie Roos of the Delft University of Technology in the Netherlands, the […]

Block Stars: How Beanie Babies Show that Digital Assets Need Smart Regulation

In episode seven of the Block Stars podcast, Ripple CTO David Schwartz is joined by Ripple General Counsel, Stu Alderoty to discuss the current state of global cryptocurrency regulation. David probably didn’t expect Ripple’s Chief Legal Officer to reference Beanie Babies during their conversation, but the often-valuable stuffed toys are a great analogy for why […]

Santander Partners with Ripple to Bring Certainty and Speed to International Payments

As well as being one of the biggest banks in the world, Banco Santander also has a reputation as one of the finance industry’s most innovative organizations. Since the launch of its innovation fund, InnoVentures, in 2014, Santander has invested heavily in a range of digital technologies. But every innovation must directly benefit the bank’s […]

The Environmental Impact: Cryptocurrency Mining vs. Consensus

Sustainability is a conversation that many seem to prefer to avoid with regard to currency and commerce, but the environmental ramifications of producing currency are shockingly profound. In fact, the sustainability of money is a hot topic that’s inspired many heated debates and in-depth research reports. Most currency used today—whether it’s physical fiat currency like […]

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