Category: XRP

XRP is a native digital asset created in 2012 by Ripple Labs and is designed for global payments. XRP is a faster, less expensive, and greener alternative to Bitcoin

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How the U.S. and EU Central Banks View the Future of CBDCs

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Watch the full session from Ripple Swell Global 2020 today. With China set to launch the world’s first Central Bank Digital Currency (CBDC) by the end of the year, pressure is mounting on the world’s other major central banks to join the digital revolution. When discussing the topic at Swell 2020, both David Mills from
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Beyond Proof of Work: the XRPL Consensus Solution

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With the digital currency revolution continuing to gather pace, the debate between advocates of proof-of-work and newer agreement algorithms rages on. Beyond the rhetoric, the evolution of the consensus approach continues to make steady progress that, due to design limitations, transactionally-focused proof-of-work networks find it difficult to match. As the only enterprise blockchain company today
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Creating a More Inclusive Financial System With Crypto

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In the latest episode of Block Stars, Ripple CTO David Schwartz talks to Daniel Vogel, CEO and Co-Founder of Mexico’s leading crypto exchange, Bitso. Mexico’s economic uncertainty and volatile currency means that many Mexicans use US dollars to protect their assets. This is extremely difficult for the one-third of the country’s 125 million people who
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Blockchain in Payments Report 2020: From Adoption To Growth

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For the third straight year, Ripple is excited to share its annual Blockchain in Payments Report—a comprehensive look into the fintech industry and blockchain’s increasing role in payments. This year’s report uncovered that not only is growth indeed possible for blockchain and digital assets initiatives, but that familiarity and positive sentiment continue to rise as
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Mercy Corps: Leveraging the Potential of Fintech To Accelerate Financial Inclusion in Emerging Markets

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Among the founding ideas for Ripple is to expand global financial inclusion for everyone—not just those in wealthy nations. The existing financial system is antiquated, broken and poorly designed to serve the needs of those in emerging markets, which are too often overlooked by financial service providers. As the pandemic spurs an increasing shift toward
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How Digitization Can Boost Financial Resilience for People in Poverty

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As the world’s poorest people struggle with the economic impact of COVID-19, a potential source of hope has been found in Kenya. Around half of the East African nation’s 52 million people use the mobile payments service, M-Pesa. Recent evidence suggests that these users have shown a higher degree of resilience to financial shocks than
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Fund Instant Cross-Border Payments With a Line of Credit From RippleNet

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Today, Ripple launched Line of Credit, a new beta service on RippleNet that allows customers using On-Demand Liquidity (ODL) to source capital on demand to initiate cross-border payments at scale using the digital asset XRP.  Limited access to working capital is one of the biggest barriers to growth for many companies. Unlike incumbents who have
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